2006 Medical Subsidy/Deduction Calculator

Instructions: Enter retired member's years of service credit, select the coverage, carrier, and State if applicable.

Disclaimer: This does not guarantee service areas offerings by medical carriers. Please contact each carrier to confirm that the zip code you reside in can be serviced. In order to receive a health insurance subsidy, a retired city employee must be age 55 with at least 10 years of service credit or have retired under the special provisions of age 50 with 30 years of service (9/1/1996-9/30/2003). An eligible surviving spouse/qualified domestic partner is entitled to a medical insurance subsidy based upon when the deceased member would have been eligible for a subsidy.

Service Credit:			years
Coverage:
	Retiree Only       Retiree under or over age 65 with only Part B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare   Retiree & 1 Dependent       Retiree & Dependent both under age 65 or both over age 65 with Part B of Medicare ------------------------------------------------------ Retiree under age 65 & Dependent over age 65 with both Parts A & B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare & Dependent under age 65 ------------------------------------------------------ Retiree & Dependent both over age 65 with both Parts A & B of Medicare   Retiree & Family*       Retiree & Dependents all under age 65 or over age 65 with Part B of Medicare ------------------------------------------------------ Retiree under age 65 & One Dependent over age 65 with both Parts A & B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare & Dependents under age 65 ------------------------------------------------------ Retiree & One Dependent over age 65 with both Parts A & B of Medicare   Surviving Spouse/ Domestic Partner       Under age 65 or over age 65 with only Medicare Part B ------------------------------------------------------ Over age 65 with both Medicare Parts A & B
	Blue Cross HMO is the carrier for Members in California who are under age 65 or 65 or older with only Medicare Part B. LACERS Dual Care HMOs - SCAN & Blue Cross HMO or Secure Horizons & Blue Cross HMO are designed to "marry" the superior premium rate offered by Blue Cross HMO with a Medicare HMO provider. For more details, please read the Take Action Guide found in the 2006 Open Enrollment packet.
Medical Carrier:
	Blue Cross PPO/Medicare Supplement (All States) Kaiser (Only California)** Secure Horizons   AZ - Arizona NV - Nevada ** SCAN & Blue Cross HMO (Only California)** Secure Horizons & Blue Cross HMO (Only California)**

*Family = Two or more dependents
**Must live in zip code service area. Please contact carrier to verify.