2008 Medical Subsidy/Deduction Calculator

Instructions: Enter retired member's years of service credit, select the coverage, carrier, and State if applicable.

Disclaimer: This does not guarantee service areas offerings by medical carriers. Please contact each carrier to confirm that the zip code you reside in can be serviced. In order to receive a health insurance subsidy, a retired city employee must be age 55 with at least 10 years of service credit or have retired under the special provisions of age 50 with 30 years of service (9/1/1996-9/30/2003). An eligible surviving spouse/qualified domestic partner is entitled to a medical insurance subsidy based upon when the deceased member would have been eligible for a subsidy.

Service Credit:			years
Coverage:
	Retiree Only       Retiree under or over age 65 with only Part B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare   Retiree & 1 Dependent       Retiree & Dependent both under age 65 or both over age 65 with Part B of Medicare ------------------------------------------------------ Retiree under age 65 & Dependent over age 65 with both Parts A & B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare & Dependent under age 65 ------------------------------------------------------ Retiree & Dependent both over age 65 with both Parts A & B of Medicare   Retiree & Family*       Retiree & Dependents all under age 65 or over age 65 with Part B of Medicare ------------------------------------------------------ Retiree under age 65 & One Dependent over age 65 with both Parts A & B of Medicare ------------------------------------------------------ Retiree over age 65 with both Parts A & B of Medicare & Dependents under age 65 ------------------------------------------------------ Retiree & One Dependent over age 65 with both Parts A & B of Medicare   Surviving Spouse/ Domestic Partner       Under age 65 or over age 65 with only Medicare Part B ------------------------------------------------------ Over age 65 with both Medicare Parts A & B
	Kaiser and Blue Cross HMO are the two HMO plans in California for Members who are under 65 or 65 or older with only Medicare Part B. For a two party or family where one has Medicare Parts A & B and the other does not (known as split couples), and the couple does not wish to enroll in Kaiser HMO, there is the option of LACERS Dual Care HMO. This option "marries" the superior premium rate offered by Blue Cross HMO with a Medicare HMO Provider - SCAN or Secure Horizons. For more details please contact a LACERS Health Counselor. In addition, split couples are eligible to enroll in the Blue Cross PPO/Medicare Supplement Plan.
Medical Carrier:
	Blue Cross PPO/Medicare Supplement (All States) Kaiser (Only California)** Secure Horizons   AZ - Arizona NV - Nevada ** SCAN & Blue Cross HMO (Only California)** Secure Horizons & Blue Cross HMO (Only California)**

*Family = Two or more dependents
**Must live in zip code service area. Please contact carrier to verify.