In the event of your death, your Surviving Spouse/Domestic Partner may continue his/her health coverage if:

• He/she is covered as a dependent at the time of your death
• He/she is eligible to receive a monthly continuance allowance from LACERS
• His/her monthly continuance allowance is enough to pay his/her monthly medical premiums

Your Eligible Surviving Spouse/Domestic Partner must re-enroll in your medical and/or dental plan within 60 days of your death.

If he/she was not covered in a health plan at the time of your death, he/she may enroll during Open Enrollment if he is receiving a continuance allowance from LACERS.

Your Eligible Surviving Spouse/Domestic Partner is entitled to a medical subsidy if, at the time of your death, you were receiving or were eligible to receive a medical subsidy.

If you die prior to receiving your medical subsidy (e.g., while working for the City), your Eligible Surviving Spouse/Domestic Partner would be eligible to receive a medical subsidy on the date when you would have become eligible to receive your subsidy.

• Your years of Service (minimum of 10 years)
• When you would have been age 55
• Your Surviving Spouse/Domestic Partner's eligibility for Medicare

The maximum monthly subsidy amount that your Eligible Surviving Spouse/Domestic Partner may receive is the Kaiser One-Party Non-Medicare monthly premium. To receive this amount, you must have at least 25 years of Service. Otherwise, your Eligible Surviving Spouse/Domestic Partner may receive 4% of the maximum subsidy for each year of your Service (a minimum of 10 years of Service):

Years of Service	% of Maximum Subsidy
10	40%
11	44%
12	48%
13	52%
14	56%
15	60%
16	64%
17	68%
18	72%
19	76%
20	80%
21	84%
22	88%
23	92%
24	96%
25	100%

The maximum monthly subsidy amount that your Eligible Surviving Spouse/Domestic Partner may receive is equal to the monthly premium of his/her LACERS senior plan for One-Party with Medicare Parts A & B. To receive this amount, you must have had 20 years of Service. Otherwise, the calculation is as follows, based on your years of service:

Years of Service	% of Their Senior Plan's 1-Party Monthly Premium
10-14	75%
15-19	90%
20+	100%

The medical subsidy may only apply if he/she is participating in a LACERS-sponsored medical plan or the Medical Premium Reimbursement Program (MPRP).

Any unused subsidy cannot be received as cash compensation.

Note:

Eligible Surviving Spouses/Domestic Partners do not receive Medicare Part B premium reimbursements, nor do they receive dental subsidies.