Enrollment

Health Plan Enrollment

Overview

Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process. 

VIDEO 

VIDEO – Enrolling in LACERS Retiree Health Benefits

LACERS has prepared a video for new retirees to provide them information regarding their health plan options, subsidies, and detailing the enrollment process.  This video provides examples of the forms and documentation required to enroll in each of the LACERS medical and dental plans.  To view the video, click on the link here.

Plan Selection

During your retirement counseling session, you will make your LACERS Medical and Dental plan selections; however, you will have up to 60 days from your retirement effective date to make your selections. Your LACERS coverage will begin the first of the month following your retirement effective date; however, if your retirement date is the first of the month, your LACERS coverage will begin that same day.

Open Enrollment

Retirees have the opportunity to enroll or change Health Plans during LACERS annual Open Enrollment period, which runs from October 15th through November 15th. 

Changes made during the Open Enrollment period will take effect on January 1st of the following year.

If you do not wish to make changes to your LACERS Health Plan, no action is necessary. Your previous Health Plans will remain in effect for the next year.

Qualifying Events

Generally, you may enroll in, or change your LACERS-sponsored medical/vision and dental plan coverage or your participation in the Medical Premium Reimbursement Program (MPRP) within the specified amount of days from the following Qualifying Events:

Relocation

  • Members who move in or out of a LACERS HMO plan zip code service area are able to change Medical or Dental plans.  You will have 30 days to change plans from the date of your address change with LACERS.

Change of Address Request form

Age Milestones

  • Members who turn 55 will have 60 days to enroll or change their Health plans.
  • Members who turn 65 and enroll in Medicare have 90 days to enroll or change their Health plans.

Family Status Change

  • Members who have a family status change; marriage, domestic partnership, birth, or adoption; have 30 days to enroll or 

Loss of Coverage

  • Members have 30 days to enroll into a LACERS Health plan if their coverage under a non-LACERS plan was involuntarily canceled. LACERS will require proof of termination.
Post

Forms to Submit for Enrollment

During your retirement counseling session, LACERS Staff will provide the necessary forms for your Health Plan Enrollment. This section will help you determine which forms to submit to enroll in the LACERS Health Plan of your choice, add or delete dependents from your plan, or cancel your coverage.

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