Medical, Dental, Vision Benefits and Plans

Medical, Dental, Vision Benefits and Plans

Overview

You are eligible to enroll in LACERS health plans if you are a retired City employee who receives a monthly retirement allowance from LACERS. LACERS provides eligible members with a subsidy that may or may not cover the total cost of the health plan or dental plan premium.

You can use LACERS’ online benefits counselor ALEX to help you make more informed decisions about the best benefits for you.  You can access ALEX here.

For Retired Members Subject to the Medical Subsidy Cap

If you retired between July 1, 2011-2018, and did not pay the additional 4% Retirement Health Defrayal while still an active employee, call our main office and a staff member will assist you with calculating your medical plan subsidy and deduction.

2020 Health Benefits Guide

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Medical Plan Subsidy Eligibility

Your subsidy eligibility is based on your age and your whole years of Service. To be eligible for a subsidy, you must:

  1. Be at least age 55;
  2. Have a minimum of 10 whole years of Service;
  3. Enroll in a LACERS-sponsored medical plan or be a participant in the Medical Plan Reimbursement Program (MPRP)

Full-time employees receive 4% of the maximum medical subsidy for each year of Service Credit.

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Vision Benefit

There are no additional eligibility requirements to be met for vision coverage if you qualify to enroll in a LACERS medical plan. Your vision benefits are determined by the medical plan in which you enroll.

Eligible Dependents

You may enroll eligible dependent(s) in a LACERS health plan. However, dependents do not receive a separate medical plan premium subsidy.

An eligible dependent may be a:

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Dental Benefit

Your monthly dental subsidy amount is based on your years of Service Credit and applied toward the monthly cost of your dental premiums. To be eligible for a LACERS dental subsidy, you must:

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