You are eligible to enroll in LACERS health plans if you are a
retired City employee who receives a monthly retirement allowance
from LACERS. Your LACERS Health Plan coverage is separate from
your Active Employee Benefits coverage. If you are a new retiree,
you will need to transition to LACERS Medical, Dental, and Vision
coverage during the retirement process.
LACERS provides eligible members with a medical and dental
subsidy. This subsidy may or may not cover the total cost of
the health plan or dental plan premium. Please refer to the
current Health Benefits
Guide for more information.
Note for retired Members subject to the medical subsidy
cap: If you retired between July 1,
2011-2018, and did not make the additional
4% Retirement Health Defrayal contribution while still an active
employee, see the Health
Benefits Guide Supplement for your medical subsidy and
medical plan premium deductions.
Enrolling in LACERS Retiree Health Benefits Video
LACERS has prepared a video for new retirees to provide them
information regarding their health plan options, subsidies, and
detailing the enrollment process. This video provides
examples of the forms and documentation required to enroll in
each of the LACERS medical and dental plans.
Read more about qualifying events that allow plan enrollment
changes outside the annual Open Enrollment period in the
Health Benefits Guide.
60 days of the Retiree turning age 55
90 days of the Retiree turning age 65 (based on Medicare
30 days of relocation into or out of a LACERS HMO plan zip
code service area
30 days of a LACERS HMO plan zip code service area becoming
available or unavailable
30 days of being involuntarily terminated from a non-LACERS
medical plan (proof of termination required)
30 days from the date of family status change (such as
marriage and birth or adoption of a child)
Health Plan Information and Resources
Each health insurance carrier has provided more resources to help
you determine which plan might be best for you.
Guide – Annual guide that summarizes: eligibility
for benefits; enrollment period; available
medical, dental, and vision plans; Medicare and your LACERS
health benefits; and contains premium, subsidy, and deduction