You are eligible to enroll in LACERS health plans if you are a retired City employee who receives a monthly retirement allowance from LACERS. LACERS provides eligible members with a subsidy that may or may not cover the total cost of the health plan or dental plan premium.
Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process.
Retirees have the opportunity to enroll or change Health Plans during LACERS’ annual Open Enrollment period. The 2021 period will take place from October 15, 2020 to March 31, 2021. Due to different City-sponsored programs competing for LACERS health staff’s availability, the typical Open Enrollment period will be extended to allow Members and staff more time to process health plan enrollments and changes.
If you live outside of a LACERS California HMO service area, or outside California but within the United States and its territories, MPRP could help you pay the premium of your chosen plan with your LACERS medical subsidy. You can participate in this program if you are an eligible Retiree or an eligible survivor.
Members enrolled in MPRP purchase their own insurance direct from an authorized federally-qualified HMO or state-regulated non-LACERS, and are reimbursed quarterly up to the amount of their maximum monthly Medical Subsidy.
Anthem, SCAN, UnitedHealthcare Enrollees
SilverSneakers is a health and fitness program designed for older adults and includes access to gyms and fun exercise classes for all fitness levels.
Kaiser Senior Advantage Enrollees
With easy access to fitness centers that meet your needs and classes tailored for older adults, the Silver&Fit program is an excellent way for you to stay active while aging.
Evidence of Coverage (EOC) is a document that describes the coverage offered in LACERS-sponsored medical and dental plans. Click the applicable plan below to view the document.