Health Benefits
Medical, Dental, Vision Benefits and Plans
You are eligible to enroll in LACERS health plans if you are a retired City employee who receives a monthly retirement allowance from LACERS. LACERS provides eligible members with a subsidy that may or may not cover the total cost of the health plan or dental plan premium.
Health Plan Enrollment
Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process.
Open Enrollment
Retirees have the opportunity to enroll in, add dependents to, or change health plans during LACERS’ annual Open Enrollment period which usually takes place from October 15 to November 15 each year.
If you do not wish to make changes to your LACERS health plan, no action is necessary. Your previous health plans will remain in effect for the next year.
Information regarding Open Enrollment for 2023 will be posted as it becomes available in late summer.
Medical Premium Reimbursement Program (MPRP)
If you live outside of a LACERS California HMO service area, or outside California but within the United States and its territories, MPRP could help you pay the premium of your chosen plan with your LACERS medical subsidy. You can participate in this program if you are an eligible Retiree or an eligible survivor.
Members enrolled in MPRP purchase their own insurance direct from an authorized federally-qualified HMO or state-regulated non-LACERS, and are reimbursed quarterly up to the amount of their maximum monthly Medical Subsidy.
Health Benefits Guide
Use the 2022 Health Benefits Guide as your resource to:
- Familiarize yourself with your eligibility for benefits
- Compare medical and dental plans
- Help you with your enrollment in LACERS-sponsored health plans
The 2022 Health Benefits Guide Supplement is available for retirees whose medical subsidy was “capped” due to changes made to the Administrative Code in 2011. Members who retired on or after July 1, 2011 through 2018, and did not make additional retirement contributions toward retiree health care receive the 2011 subsidy rate.
Evidence of Coverage
Evidence of Coverage (EOC) is a document that describes the coverage offered in LACERS-sponsored medical and dental plans.
Due to the various legal reviews (Federal, State, and Carrier), the EOCs for the 2023 plan year may not be posted at the time of Open Enrollment; they will be posted when they become available.