Health Benefits
Medical, Dental, Vision Benefits and Plans
You are eligible to enroll in LACERS health plans if you are a retired City employee who receives a monthly retirement allowance from LACERS. LACERS provides eligible members with a subsidy that may or may not cover the total cost of the health plan or dental plan premium.
You can use LACERS’ online benefits counselor ALEX to help you make more informed decisions about the best benefits for you. You can access ALEX here.
Health Plan Enrollment
Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process.
Medical Premium Reimbursement Program (MPRP)
If you live outside of a LACERS California HMO service area, or outside California but within the United States and its territories, MPRP could help you pay the premium of your chosen plan with your LACERS medical subsidy. You can participate in this program if you are an eligible Retiree or an eligible survivor.
Members enrolled in MPRP purchase their own insurance direct from an authorized federally-qualified HMO or state-regulated non-LACERS, and are reimbursed quarterly up to the amount of their maximum monthly Medical Subsidy.
Health Benefits Guide
Use the 2020 Health Benefits Guide as your resource to:
- Familiarize yourself with your eligibility for benefits
- Compare medical and dental plans
- Help you with your enrollment in LACERS-sponsored health plans
Let’s Find Your Best Benefits
ALEX provides a summary of your benefits and is accurate to the best of our knowledge. But you should fully review your Health Benefits Guide before enrolling. ALEX may provide estimates or suggestions, but only you can elect benefits to best suit your needs. This is not an application for enrollment.
Getting Started
Before you begin, read the following information sheet as there are a few things we would like you to keep in mind while you are using the tool.
Evidence of Coverage
Evidence of Coverage (EOC) is a document that describes the coverage offered in LACERS-sponsored medical and dental plans. Click the applicable plan below to view the document.