Health Benefits

Retiree Health Benefits

Overview

Keep apprised of your benefits. Review this section for carrier information, services, and Medicare requirements. 

Overview

Health Plan Enrollment

Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process. 

Overview

Open Enrollment

Open Enrollment

Retirees have the opportunity to enroll or change Health Plans during LACERS’ annual Open Enrollment period. The 2021 period will take place from October 15, 2020 to March 31, 2021. Due to different City-sponsored programs competing for LACERS health staff’s availability, the typical Open Enrollment period will be extended to allow Members and staff more time to process health plan enrollments and changes.

Overview

Medical Premium Reimbursement Program (MPRP)

If you live outside of a LACERS California HMO service area, or outside California but within the United States and its territories, MPRP could help you pay the premium of your chosen plan with your LACERS medical subsidy. You can participate in this program if you are an eligible Retiree or an eligible survivor.

Members enrolled in MPRP purchase their own insurance direct from an authorized federally-qualified HMO or state-regulated non-LACERS, and are reimbursed quarterly up to the amount of their maximum monthly Medical Subsidy.

Overview

Free Gym Membership

Anthem, SCAN, UnitedHealthcare Enrollees

SilverSneakers is a health and fitness program designed for older adults and includes access to gyms and fun exercise classes for all fitness levels.

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Kaiser Senior Advantage Enrollees

With easy access to fitness centers that meet your needs and classes tailored for older adults, the Silver&Fit program is an excellent way for you to stay active while aging. 

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Overview

Evidence of Coverage

Evidence of Coverage (EOC) is a document that describes the coverage offered in  LACERS-sponsored medical and dental plans. Click the applicable plan below to view the document.

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