Health Benefits

Health Benefits

Overview

Retired members are eligible to receive a monthly medical plan premium and a dental plan subsidy to cover some or all of their health care premium. A subsidy is a monthly dollar credit applied to the cost of your medical plan premium. The premium is the monthly cost of insurance coverage for a LACERS retired member and any dependents. Your subsidy may or may not cover the total cost of your monthly premium. If your subsidy is less than your monthly premium, the balance is deducted from your retirement allowance.

Your LACERS Health Plan coverage is separate from your Active Employee Benefits coverage, and you will need to transition to LACERS Medical, Dental, and Vision coverage during the retirement process. You will make your plan selections during your counseling session.

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Medical Premium Reimbursement Program (MPRP)

LACERS Medical Premium Reimbursement Program (MPRP) is intended for use by retirees who live outside of the coverage areas of LACERS-sponsored medical plans, or outside California but within the United States and its territories.

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