Health Benefits
Medical Plan Subsidy Eligibility
Your subsidy eligibility is based on your age and your whole years of Service. To be eligible for a subsidy, you must:
- Be at least age 55;
- Have a minimum of 10 whole years of Service;
- Enroll in a LACERS-sponsored medical plan or be a participant in the Medical Plan Reimbursement Program (MPRP)
Full-time employees receive 4% of the maximum medical subsidy for each year of Service Credit.
Dental Benefit
Your monthly dental subsidy amount is based on your years of Service Credit and applied toward the monthly cost of your dental premiums. To be eligible for a LACERS dental subsidy, you must:
Vision Benefit
There are no additional eligibility requirements to be met for vision coverage if you qualify to enroll in a LACERS medical plan. Your vision benefits are determined by the medical plan in which you enroll.
Eligible Dependents
You may enroll eligible dependent(s) in a LACERS health plan. However, dependents do not receive a separate medical plan premium subsidy.
An eligible dependent may be a:
Medical Premium Reimbursement Program (MPRP)
LACERS Medical Premium Reimbursement Program (MPRP) is intended for use by those who live outside of the coverage areas for the LACERS sponsored medical plans.
Under this program, LACERS may reimburse you up to the amount of the monthly medical subsidy for which you qualify for medical premiums you pay to a federally-qualified HMO or State-regulated non-LACERS medical plan. You may also be reimbursed for vision insurance and Medicare Part D premiums if they are not part of your non-LACERS medical plan.